Have you ever heard about Dave Ramsey spreadsheets? Who is Dave Ramsey? If you are so into business and money, you are probably familiar with this figure. If you are not yet and want to know more about him, here is the related information.
Who is Dave Ramsey?
When it comes to business and money management, Dave Ramsey is America’s trusted voice. He is an expert in personal money management as well as an incredibly popular radio personality. He launched 7 best-selling books in total. They are Dave Ramsey’s Complete Guide to Money, More Than Enough, Financial Peace, Entre Leadership, The Total Money Makeover, Smart Money Smart Kids, and The Legacy Journey. Those books have sold more than 11 million copies if they are combined.
When he was 26 years old, he managed to establish a $4 million real estate portfolio, but lost it when he was 30 years old. With his experience, Dave Ramsey teaches other people how to be more responsible with their money. So that they will be able to earn enough wealth to take care of their beloved ones, retire with dignity, and generously give to others.
Besides the founder of Ramsey Solutions and radio host of The Dave Ramsey Show, Ramsey is also the creator of FPU or Financial Peace University. It is a program that helps people to take control of their money, dump their debt, and learn new behaviors around money based on accountability and commitment. Over 5 million people have attended Financial Peace University, Smart Money Smart Kids, and Legacy Journey classes at their community group, church, workplace, military base, or local nonprofit organization.
On his official website, you will find many useful topics related to money management. Such as saving, debt, budgeting, retirement, business and relationship, home buying, and even personal growth. You can try accessing his official website to learn about money management.
Dave Ramsey Spreadsheets
On his official website, Dave Ramsey also provides many various useful forms. Here are some of them.
- Monthly Cash Flow Form
By using the monthly cash flow form, you will be able to set up your basic monthly budget. This spreadsheet is helpful for those of you who want to prioritize while tracking where every of your dollar goes.
- Consumer Equity Sheet
How much is your net worth? With this consumer equity sheet, you will be able to find out your net worth by determining how much you owe versus how much value your asset has.
- Monthly College Planning
If you have kids, you are perhaps fully aware of the increasing cost of college. And planning is the key to a college education without any student loans. This monthly college planning form can help you to determine how much you need for college.
- Irregular Income Spending
Many of us have irregular income. If you work on commission or are self-employed, you can use this irregular income spending to plan for your expenses. So, you can figure out how much you earn and where each penny goes.
- Credit Card History
This credit card history spreadsheet allows you to keep all your credit card numbers and contact information. So, you can find out what was paid, when it was paid, and where the money was sent.
- Income Sources Recap
This spreadsheet is suitable for you who have multiple jobs or many sources of income.
Besides those spreadsheets, there are still many others available on Dave Ramsey’s official website. Such as monthly retirement planning, breakdown of savings, quick start budget, allocated spending plan, debt snowball, and many more. So, which Dave Ramsey spreadsheets do you want to use?
Monthly Budget Spreadsheet Best Free Dave Ramsey Excel Download – Free Printable Monthly Budget Worksheets – Free Printables
